Estate Planning
Protect Your Legacy Across Borders
Estate planning for expats requires specialist knowledge. Credible Life helps you protect your assets, provide for your loved ones, and plan your legacy — across every country where you live and hold wealth.
Secure Your Wealth for the Next Generation
Estate planning is one of the most commonly neglected areas of expat financial planning — yet it becomes far more complex when your assets, family members, and residency span multiple countries. Without a proper plan, your estate could face excessive tax, legal disputes, and jurisdictional complications.
Credible Life works with expats to build robust, cross-border estate plans that protect assets, minimise inheritance tax, and ensure your wishes are legally enforceable — wherever in the world you live or hold wealth.
From writing an internationally valid will to setting up trust structures designed for cross-border asset protection, our advisers provide practical, expert guidance at every stage.
What We Cover
- ✓ Will Writing and Review
- ✓ Cross-Border Trust Planning
- ✓ Inheritance Tax Mitigation
- ✓ Power of Attorney
- ✓ Probate Assistance
- ✓ Life Insurance Written in Trust
- ✓ Cross-Border Asset Protection
Our Estate Planning Services
Will Writing
A legally valid, up-to-date will is the foundation of every estate plan. For expats, this is especially critical — different countries have different rules about what makes a will valid and enforceable. We ensure your will is legally sound across every relevant jurisdiction.
Trust Planning
Trusts are a powerful tool for protecting assets, providing for beneficiaries over time, and reducing inheritance tax. We advise on discretionary trusts, life insurance trusts, and offshore trust structures suitable for expats holding assets internationally.
Inheritance Tax Planning
UK inheritance tax at 40% above the nil-rate band can significantly reduce what you pass on. We maximise available allowances, implement gifting strategies, and use life insurance and trust solutions to protect as much of your estate as possible.
Power of Attorney
If you lose mental or physical capacity, a Lasting Power of Attorney ensures someone you trust can make financial and health decisions on your behalf. We advise on the right POA structure for expats with assets and interests in multiple countries.
Probate Assistance
Navigating probate across multiple jurisdictions after a bereavement is complex and time-consuming. We provide guidance and introductions to specialist cross-border probate professionals who understand international estate administration.
Asset Protection
We help you structure your assets — property, investments, business interests — to protect them from creditors, future claims, and unforeseen events, while ensuring they pass to your beneficiaries as efficiently and tax-effectively as possible.
Frequently Asked Questions
Do I need a separate will for each country where I hold assets?
Is my UK will valid if I live abroad?
What is the UK inheritance tax threshold?
Can trusts help reduce my inheritance tax bill?
Protect What Matters Most
Don’t leave your legacy to chance. Book a free estate planning review with a Credible Life adviser and get a clear picture of your estate position — at no cost to you.