Investment Management
Bespoke Portfolio Strategy
A fully personalised investment strategy built around your unique goals, values, and cross border circumstances. No templates. No compromises. Expert independent advice designed entirely for you.
Your Investment Strategy, Built From Scratch
Every client is different. Your investment goals, risk tolerance, ethical values, currency exposure, tax position, and the jurisdictions you live and hold assets in all affect what the right strategy looks like for you.
Our bespoke service starts from a blank page. Your dedicated adviser works with you to understand your complete financial picture, then designs and manages a strategy that is genuinely personal not a variation of a standard model.
Whether you want direct equity access, ethical screening, specific sector exposure, or a strategy designed around your tax position as an expat, we build it around you.
What We Cover
- ✓ Fully personalised investment strategy
- ✓ Direct equity and fund access
- ✓ Ethical and ESG investing options
- ✓ Currency hedging and risk management
- ✓ Sector and geographic preferences
- ✓ Tax-efficient structuring for expats
- ✓ Dedicated adviser with regular contact
What Makes It Bespoke
Genuinely Personal
We start with a comprehensive analysis of your goals, circumstances, values, and tax position. Your strategy is built specifically for you not adapted from a template or a model portfolio used for other clients.
Ethical Investing
If environmental, social, and governance criteria matter to you, we screen your entire portfolio to align with your values without compromising on return potential. You decide the criteria; we implement them rigorously.
Currency Management
As an expat, currency risk can significantly impact your investment returns. We help you manage multi-currency exposure intelligently through currency hedging, diversification across currencies, or strategic timing of investments.
Direct Market Access
Beyond standard funds, bespoke clients can access direct equity holdings, specialist asset classes, structured products, and niche opportunities not available through standard managed portfolio services.
Dedicated Adviser
You have a named, dedicated adviser who understands your complete financial picture and is available to discuss your portfolio, answer questions, and review your strategy whenever needed not just at your annual review.
Proactive Monitoring
Your portfolio is monitored continuously. When market events or changes in your circumstances warrant attention, your adviser contacts you proactively rather than waiting for your next scheduled review.
Frequently Asked Questions
Who is a bespoke portfolio suitable for?
What is the minimum for a bespoke portfolio?
Can I exclude specific companies or sectors?
Yes. With a bespoke portfolio you can specify companies, sectors, or geographies you wish to exclude whether for ethical, personal, or risk management reasons. Your adviser incorporates your preferences into the portfolio design from the outset.
How is this different from a managed portfolio?
A managed portfolio selects from a range of risk rated model portfolios. A bespoke portfolio is designed entirely from scratch around your individual situation offering greater personalisation, direct asset access, and more flexibility in strategy, structure, and ongoing management.
Get a Strategy Built for You
Speak to a Credible Life adviser about a bespoke investment portfolio. We will take the time to understand your unique situation and design a strategy that genuinely fits.