Last Updated: July 28, 2026
Welcome to Credible Life
These Terms & Conditions (“Terms”) govern your access to and use of the Credible Life website (“Website”) and the services provided through it. By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with these Terms, please discontinue use of the Website.
1. About Credible Life
Credible Life provides information, guidance, and access to financial planning services, including but not limited to:
- Wealth Management
- Retirement Planning
- Pension Advisory
- Investment Planning
- Tax Planning
- Estate Planning
- Insurance Solutions
- Cross-Border Financial Advice
- Expat Financial Services
The information available on this Website is intended for general informational purposes only.
2. Eligibility
You must be at least 18 years old to use this Website or request our services.
By using this Website, you confirm that you have the legal capacity to enter into binding agreements.
3. No Financial Advice Through the Website
The content published on this Website does not constitute financial, investment, tax, legal, or accounting advice.
Any articles, calculators, guides, newsletters, or educational materials are provided for general information only and should not be relied upon as a substitute for professional advice tailored to your individual circumstances.
Financial decisions should only be made after consultation with a qualified adviser.
4. Consultation Services
Submitting an enquiry or booking a consultation does not create an adviser-client relationship.
Any professional relationship begins only after both parties have agreed to proceed and any required engagement documentation has been completed.
5. User Responsibilities
When using our Website, you agree to:
- Provide accurate and complete information.
- Keep your contact information up to date.
- Use the Website lawfully.
- Not attempt to interfere with the security or operation of the Website.
- Not upload malicious software or harmful content.
- Not misuse any forms, communication tools, or resources available on the Website.
6. Intellectual Property
Unless otherwise stated, all content on this Website, including but not limited to:
- Text
- Graphics
- Logos
- Icons
- Images
- Videos
- Documents
- Downloads
- Website design
- Branding
is owned by or licensed to Credible Life and is protected by applicable intellectual property laws.
You may view and download content for your personal, non-commercial use only.
You may not reproduce, distribute, modify, publish, or commercially exploit any Website content without prior written permission.
7. Third-Party Links
Our Website may contain links to external websites for your convenience.
Credible Life does not control or endorse third-party websites and is not responsible for their content, services, privacy practices, or availability.
Accessing external websites is entirely at your own risk.
8. Accuracy of Information
While we strive to keep information accurate and current, we do not guarantee that all Website content is complete, accurate, or up to date.
Financial regulations, taxation rules, investment products, and market conditions may change without notice.
9. Investment Risks
Investments involve risk.
The value of investments may increase or decrease, and past performance is not a guarantee of future results.
You may receive less than the amount originally invested.
Credible Life does not guarantee investment performance or financial outcomes.
10. Limitation of Liability
To the fullest extent permitted by law, Credible Life shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Your use of this Website.
- Reliance on Website content.
- Errors or omissions.
- Service interruptions.
- Technical issues.
- Unauthorized access to information.
- Decisions made based on Website information.
Nothing in these Terms excludes liability that cannot be excluded under applicable law.
11. Indemnification
You agree to indemnify and hold harmless Credible Life, its directors, employees, consultants, affiliates, and partners from any claims, damages, liabilities, costs, or expenses arising from your misuse of the Website or your breach of these Terms.
12. Privacy
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
13. Website Availability
We aim to keep the Website available at all times but do not guarantee uninterrupted access.
We reserve the right to suspend, modify, update, or discontinue any part of the Website without prior notice.
14. Changes to These Terms
Credible Life may update these Terms from time to time.
Any changes will become effective immediately upon publication on this page.
Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
15. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws applicable to the jurisdiction in which Credible Life operates, unless otherwise required by applicable consumer protection laws.
Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.
16. Contact Us
If you have any questions regarding these Terms & Conditions, please contact us:
Credible Life
Email: info@credible-life.com
Website: https://credible-life.com
Acceptance of Terms
By accessing or using the Credible Life Website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.